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melaxeraun

Privacy Policy

Your privacy matters to us. Here's how we protect and handle your personal information when you use our financial comparison services.

This Privacy Policy is effective as of 15 January 2025 and was last updated on 8 January 2025
At melaxeraun, we understand that when you're making important financial decisions, you need to trust that your personal information is handled with care and transparency. This policy explains exactly what information we collect, why we need it, and how we use it to provide you with accurate company analysis and comparison services.

Information We Collect

We collect information that helps us provide you with personalized financial comparisons and analysis. The types of information we gather include:

  • Personal details you provide when creating an account or requesting analysis reports - name, email address, and contact preferences
  • Financial interests and comparison criteria to help us recommend relevant companies and investment opportunities
  • Usage data about how you interact with our platform, including which company profiles you view and comparison tools you use
  • Technical information like your IP address, browser type, and device information to ensure our platform works smoothly
  • Communication records when you contact our support team or participate in surveys about our services

How We Use Your Information

Your information helps us deliver better financial analysis and comparison services. We use your data to:

Core Service Delivery

We analyze your preferences to provide relevant company comparisons, generate personalized financial reports, and suggest investment opportunities that match your interests and risk tolerance.

  • Customize your dashboard to highlight the most relevant financial data and market trends
  • Send you updates about companies you're tracking or market changes that might affect your interests
  • Improve our analysis algorithms based on aggregated user behavior and feedback
  • Provide customer support and respond to your questions about company data or platform features
  • Ensure platform security and prevent unauthorized access to financial data

Your Rights Under Australian Privacy Law

As an Australian company, we comply with the Privacy Act 1988 and the Australian Privacy Principles. You have several important rights regarding your personal information:

Access Your Data

Request a copy of all personal information we hold about you, including your account details and usage history.

Correct Information

Update or correct any personal information that's inaccurate or out of date through your account settings.

Delete Your Account

Request permanent deletion of your account and associated personal data, subject to legal retention requirements.

Data Portability

Receive your personal data in a structured format that you can transfer to another service provider.

Data Sharing and Third Parties

We're selective about who we share your information with. We only work with trusted partners who help us provide better financial analysis services:

Partner Type Purpose Data Shared
Financial Data Providers Access to real-time company financial information and market data Account preferences only
Cloud Infrastructure Secure hosting and data processing services Encrypted user data and platform usage
Analytics Services Platform improvement and user experience optimization Anonymized usage patterns
Customer Support Technical assistance and account management Contact details and support history

We never sell your personal information to third parties or share your data with companies for their own marketing purposes.

Data Security and Protection

Protecting your financial information is our top priority. We use industry-standard security measures to keep your data safe:

Technical Safeguards

All data transmission is encrypted using TLS 1.3 protocol, and we store your information on secure servers with multi-layer authentication and regular security audits.

  • Regular security assessments and penetration testing by independent cybersecurity firms
  • Employee access controls ensuring only authorized team members can access personal data
  • Automated backup systems with encrypted storage in multiple secure locations
  • 24/7 monitoring for suspicious activity and potential security threats
  • Compliance with ISO 27001 information security management standards

Data Retention and Deletion

We keep your information only as long as necessary to provide our services and meet legal requirements:

  • Account information and preferences are retained while your account is active plus 2 years after closure
  • Financial analysis reports and comparison history are kept for 3 years to maintain service continuity
  • Support communications are retained for 18 months to help resolve any ongoing issues
  • Technical logs and usage data are automatically deleted after 12 months
  • Marketing communications preferences are removed immediately upon request

You can request earlier deletion of your data by contacting us directly. Some information may need to be retained longer to comply with Australian financial services regulations.

Cookies and Website Technologies

Our website uses cookies and similar technologies to enhance your experience and provide personalized financial analysis. Here's what we use:

Essential Cookies

These are necessary for basic platform functionality, including secure login, session management, and accessing your personalized financial data.

  • Analytics cookies help us understand how you use our comparison tools so we can improve them
  • Preference cookies remember your dashboard settings and notification preferences
  • Security cookies protect against fraudulent activity and unauthorized access attempts
  • Performance cookies help optimize page loading times and platform responsiveness

You can control cookie settings through your browser preferences, though disabling certain cookies may limit some platform features.

International Data Transfers

While we primarily store data within Australia, some of our service providers may process information internationally. When this occurs:

  • We ensure all international partners meet Australian privacy standards through contractual agreements
  • Data transfers are protected by appropriate safeguards including encryption and access controls
  • We regularly audit international partners to ensure compliance with privacy requirements
  • You can request information about where your specific data is processed by contacting our privacy team

Changes to This Privacy Policy

We update this policy when we add new features or change how we handle your information. When significant changes occur:

  • We'll email you about important updates at least 30 days before they take effect
  • The updated policy will be posted on our website with the new effective date clearly marked
  • We'll provide a summary of key changes to help you understand what's different
  • You can review previous versions of our privacy policy by contacting us

Continued use of our platform after policy updates indicates your acceptance of the changes.

Questions About Your Privacy?

Our privacy team is here to help with any questions about how we handle your personal information or if you'd like to exercise your privacy rights.

2nd Fl - Ste 205/102 Wanniassa High School, 184 Wheeler Cres, Wanniassa ACT 2903, Australia

+61 8 9266 7798

support@melaxeraun.com

We aim to respond to all privacy-related inquiries within 5 business days and will work with you to resolve any concerns about your personal information.